Private lending, made simple

Lend to people you know. Without the headaches.

Contracts, accounting, payment tracking, and collections — everything you need to lend professionally and get paid back on time.

Start for FreeSee How It Works

No credit card required

app.lendmate.co/dashboard
LendMate
DashboardLoansNew Loan
4
Total Loans
$124k
Total Deployed
3
Active Loans
1
Overdue
Projected Cashflow — Next 24 Months
Your Loans+ Add loan
AJ
Alex Johnson$45,000active
MC
Maria Chen$30,000active
DP
David Park$12,500done
Upcoming
MC
Maria Chen
Apr 8
$832
AJ
Alex Johnson
May 1
$1,204
Bank-grade securityLegally binding contractsE-signature includedAutomated reminders

Everything you need to lend professionally

Four integrated modules covering the entire lifecycle of a private loan.

Loan Contract Drafting & Signing

Answer a few questions and get a legally structured promissory note — ready to e-sign in minutes.

  • Guided wizard — no legal knowledge needed
  • Supports amortizing, bullet, and interest-only loans
  • PDF contract generated automatically
  • E-signature — legally binding

Loan Accounting & Tracking

Full loan ledger from disbursement to final repayment. Always know exactly where things stand.

  • Auto-generated amortization schedule
  • Outstanding balance & accrued interest
  • Payment history and cashflow log
  • Portfolio dashboard for multiple loans

Connected Payments

Let borrowers pay directly from their bank account or card. Track every payment automatically.

  • Bank account linking via Plaid (ACH)
  • Card payments via Stripe
  • Recurring payment scheduling
  • Automatic payment reconciliation

Collections & Escalation

From friendly reminders to formal notices — configurable escalation at every level.

  • Automated payment reminders (email & SMS)
  • Formal demand letter generation
  • Physical certified mail via Lob API
  • Debt collection agency referral

Up and running in minutes

Three steps to a professionally managed loan.

1

Set up your loan

Answer a few questions about the loan terms. Takes under 5 minutes.

2

Both parties sign

Lender and borrower receive an e-signature request. Legally binding.

3

LendMate handles the rest

Accounting, reminders, and tracking run automatically.

Who uses LendMate?

Family Lenders

Parents lending to children for a home deposit, car or education. Make it official without making it awkward.

Friends & Colleagues

You want to help out and get paid back. A proper agreement keeps the friendship intact.

Family Offices

Occasional direct lending to known parties that needs proper documentation and tracking.

Ready to lend like a professional?

Create your first loan agreement in under 5 minutes.

Get Started Free